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A stock loan is a secured loan that you can arrange by using your listed, free trading stocks and shares, as collateral to back the finance.
We have access to a panel of innovative stock loan lenders and can offer you a wide range of choices from your single application. Our loan offers range from short-term, hign-interest finance to long-term fixed or variable rate solutions.
The most common facts and features of our stock-backed finance solutions are outlined below:
Traditional Stock Loans
- Publicly traded shares of UK, Europe, US, Australia and Asia listed companies, on their respective exchanges
- AIM, PLUS, OTCBB, PinkSheets also accepted
- 0.05 USD/GBP/EUR Min Share Price
- Min 50,000 USD/GBP/EUR average trading volume per day
- Min 100,000 USD/GBP/EUR loan value
- No Max loan value
- Typical LTV 75%+ of portfolio value
- Typical APR 3%+ per annum
- Typical Loan Term 3-5 years
- Typically no early settlement options for 18 months
- Retain beneficial ownership of securities
- Stock transfer to lender's custodial account during loan term required
- Title transfer required
Premier Stock Loans - Securities Line of Credit
- Publicly traded shares of UK, Europe, US, Australia and Asia listed companies, on their respective exchanges
- 5-10 USD/GBP/EUR Min Share Price
- Min 100,000 USD/GBP/EUR average trading volume per day
- Min 250,000 USD/GBP/EUR loan value
- No Max loan value
- Typical LTV 80%+ of portfolio value
- Available as flexible credit line. Use as much or as little as you choose
- Typical APR 1%+ per annum
- Payable only on what you have drawn down from your available credit line
- Typical Loan Term open-ended
- Early / Anytime settlement allowed, without penalty
- Retain full ownership of securities
- Stock placed in an account in your name and title, with participating brokerage
- Stock transfer to your named account, held at participating brokerage, required
- No title transfer required
- Top-tier, regulated, SIPC member bank/brokerage account with registered, licensed advisor management
Short Term Stock Loans
- Often an alternative to bridge loans
- Currently only available on securities held in the UK, by UK citizens
- Publicly traded shares of UK, European and US listed companies
- 0.50 USD/GBP/EUR Min Share Price
- Min 30,000 USD/GBP/EUR average trading volume per day
- Min 5,000 USD/GBP/EUR loan value
- Max 500,000 USD/GBP/EUR loan value
- Typical LTV 55%+ of portfolio value
- Typical APR 1.5%+ per month
- Typical Loan Term 6-12 months
- Typically no early settlement options
- Retain beneficial ownership of securities
- Stock transfer to lender's custodial account during loan term required
- No title transfer required
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